kviku kz Promo Codes & Coupons July 2026

Approved applicants for a consumer microcredit may qualify for a reduced interest rate. The rate reduction is applied at loan approval.

Access discounted interest rates on various loan products during the current holiday season. This promotion is time-sensitive.

Earn up to 5% cashback on eligible purchases made with your Kviku card. The cashback amount is credited to your account.

Existing customers can get 10% off the interest rate on short-term loans. This discount applies to the stated interest charges.

Get a special introductory offer on your first purchase limit. Terms and conditions apply to this initial limit.

Apply for a microcredit through the Kviku mobile app to access promotional rates. These rates are exclusive to app users.

Utilize Kviku's Buy Now Pay Later service with an extended grace period. This period allows for delayed payments without incurring charges.

Students applying for a microcredit may receive a lower interest rate. Verification of student status is required for this offer.

Refinance your existing microcredit with more favorable terms. This offer helps to lower your overall repayment costs.

Returning users can save up to 20% on interest rates for subsequent microloans. This discount applies to the interest amount only.

Activate a new virtual card and access special introductory terms. These terms apply to purchases made with the card.

New users accessing an online limit receive favorable conditions. These conditions are applicable for the initial period of use.

New customers receive a 0% interest rate on their first online microloan. This offer is valid for a period of up to 30 days from approval.

Refer a new customer to Kviku and receive a bonus. The bonus is applied once the referred friend completes their first transaction.

First-time borrowers qualify for a 0% interest period on their initial online microcredit. The promotional period lasts for a fixed number of days.